FREE CHECKING

The name speaks for itself!  Genesee Valley Federal Credit Union has been offering our members the same Free Checking Account since we opened our doors in 1974.

ACCOUNT FEATURES
Everything you need is offered with a Genesee Valley Federal Credit Union Checking Account.

• No Hidden fees
• FREE unlimited deposits and withdrawals at all Genesee Vally FCU Branches
• FREE Home Banking Access
• FREE Online Check Imaging
• Low Cost Bill Pay
• No Per Item Charges
• No Minimum Balance Requirement and No Monthly Service Fee
• Low Cost Value Checks
• Overdraft Line of Credit Availible
• Direct Deposit and Payroll Deduction Available
• Four Fee Free Transactions per Month at Other Foreign ATMs

Open your Genesee Valley F.C.U. Checking Account today. Apply online at www.GeneseeValley FCU.com or contact a branch nearest you.

PREMIUM CHECKING

When you open a Genesee Valley F.C.U. Premium Checking Account, you get the best checking account features and you ear dividends on the money you use everyday.

• No Hidden fees
• FREE unlimited deposits and withdrawals at all Genesee Valley F.C.U. Branches
• FREE Home Banking Access
• FREE Online Check Imaging
• No Per Item Charges
• Overdraft Protection from Your Savings Account
• Courtesy Pay
• Overdraft Line of Credit Available
• Direct Deposit and Payroll Deduction Available
  
  PLUS.....
• Earn interest at a Premium rate
• FREE Bill Pay
• Your First 150 Value Checks FREE
• Minimum balance of $750 with direct deposit is required (average daily balance for the month - so your balance can go below $750 as long as the average balance for the month is maintained). Minimum Balance of $1,000 with-out direct deposit. If your average daily balance is not maintained, there will be a monthly fee of $6.00.
• Doubling your Number of Free "Non Genesee Valley F.C.U. ATM'S" transactions from Four to Eight

Open your Genesee Valley F.C.U. Premium Checking Account today! 

FREE MASTERCARD DEBIT CARD      Avoid the hassle of checking writing !

Monitor all accounts balances and transactions to include which checks have cleared your account.

• FREE online account access
• FREE check images
• Transfer funds between your GVFCU accounts without calling or leaving your home.
• Make GVFCU loan payments online
• Review and print your account history
• Cross-transfer funds to another account.  This feature allows you to deposit funds into another member's Genesee Valley FCU account. Available for deposits only and doesn't show the member's balances. Contact the branch nearest you for details.

CHECK ORDERING

For your convenience and security, check ordering is available right inside Home Banking online. Just log into Home Banking and click on the "Liberty Checks" tab.https://reorder.libertysite.com/

We have great new checks designs and tools to personalize your checks from Liberty.  If you have ordered checks through Genesee Valley FCU in the past two years, these forms are pre-filled with your last check order information.

If you do not order checks from Genesee Valley FCU, you simply need to know our Routing and Transit number along with your member number. Make sure you update your check order with our new name.  Contact a branch nearest you for this information.

You may also call and speak with a Member Service Representative to order checks, at any one of our branches.

DIRECT DEPOSIT

No more worries about a paper check getting lost, stolen or delayed, no standing in line at the branch to deposit your check.  Sign up for Direct Deposit and have it go right into your account immediately.

To have your paycheck, tax return, or other income deposits (like Social Security and Pension Payments) You will need our ABA number #222381934 and the member number you are depositing into.

• Use as an ATM or Debit card at any world wide location.
• Choose your own PIN
• NO Fees for making purchases with your Debit Card
• Convenient to use as a Credit Card for online shopping. (As long as funds are available)
• Funds are deducted directly from your Checking, Money Market or Savings Account
• Use the "cash back" option at merchants instead of stopping at the ATM
• FREE ATM access at any Genesee Valley Federal Credit Union Branch
• Eight FREE withdrawls at "NON GVFCU ATM'S" per month with your Premium Checking Account
• Four FREE withdrawals at "NON GVFCU ATM'S" per month with your Free Checking.
• Balance Inquiries are 50 cents each or use P.A.T. or Home Banking for FREE.

Avoid the hassle of checking writing.

FREE HOME BANKING

With Genesee Valley Federal Credit Union online banking, your accounts and loans are accessible 24/7.