REGULAR SAVINGS & HOLIDAY CLUB ACCOUNT

LOW MINIMUM BALANCE
Open your Savings Account today with only $5.00!  To maintain your Genesee Valley Federal Credit Union membership, you only need a $5.00 balance in your Savings Account.

HIGHER INTEREST RATE
Earn some of the highest interest rates in the area on the entire balance in your Savings Account.  Savings Account interest is earned on a daily basis.

NO HIDDEN FEES
No Surprises!  That's what Genesee Valley F.C.U. can promise you as a member.  You can withdraw your funds with earned interest at any time without penalties.  (Club Accounts have restrictions).

ONE SIMPLE ACCOUNT NUMBER
 You will have one account number and sub-accounts for each separate type of service - like checking, savings, loans, etc..  The new sub-accounts will be:

-01	Main Savings
-10, 11, 12, 13, 14	Additional Savings Accounts
-09	Money Market
-04	Club Accounts
-75	Free Checking Accounts
-76, 77, 78	Free Additional Checking Accounts
-80	Premium Checking Accounts with Interest

ADDITIONAL SAVINGS ACCOUNTS
With Genesee Valley F.C.U. you can open Savings Accounts to suit all your needs.  For example, Club Accounts, Vacations, Insurance, Medical, Child's Accounts, School Expenses, Taxes (property, income, etc.).

You may open as many additional accounts as you need with no minimum balance requirement.  Withdraw funds at any time without penalties or fees. You may also transfer funds between savings, checking, holiday clubs, IRA, and additional savings accounts.

AUTO-TRANSFER

Automatically deduct a set amount from another account such as savings, holiday and money makret accounts.  Automatic deductions are optional and can be made on a weekly, bi-weekly or monthly basis.

MONEY MARKET

A GREAT WAY TO SERVE
Money Market Accounts are a great way to save and earn a higher yield rate than standard Saving Accounts.  Rates are tiered based on your Money Market Balance.  You can also have checks with your Money Market Account, withdrawing up to 3 times a month.  Click Here For The Current Rates !  

                               Average Quarterly Balance

00.0	to	$2,499.99
$2,500.00	to	$9,999.99
$10,000.00	to	$24,999.99
$25,000.00	to	$49,999.99
$50,000.00	to	$99,999.00
$100,000.00	to	up

HIGH INTEREST RATE
Earn some of the highest interest rates in the area on the entire balance in your Money Market Account.  Money Market Account interest is earned on a monthly basis.

NO HIDDEN FEES
No surprises!  That's what Genesee Valley F.C.U. can promise you as a member.  You can withdraw your funds with earned interest at any time without penalties.  You will receive a free supply of 50 money market checks to use at your convenience. (The only fee you may encounter is a $6.00 monthly fee if your balance falls below $2,500.00)

24/7 ACCESS
Access your money anytime using Genesee Valley F.C.U. ATM/Debit Card at worldwide locations.  You will always have totally free use of our ATM machines at our branches which are drive-up and open 24/7.  Your membership includes surcharge-free ATM's with the Allpoint and CO-OP Networks. See local locations on our website.

OVERDRAFT PROTECTION
You may choose to use any Genesee Valley F.C.U. Savings Account or Money Market Account as overdraft protection for your checking account.  (subject to fees).

Avoid the hassle of a paper paycheck.  Have you pay automatically deposited into your Genesee Valley F.C.U. account each payday.  Funds are available immediately on the day of deposit.

PAYROLL DEDUCTION
This is an easy way to manage your funds with little effort.  Whether you want it sent to your Checking, Savings, Money Market, IRA, Holiday Club or another financial institution, Genesee Valley F.C.U. will do it for FREE.

FREE HOME BANKING
Now you have access to your accounts 24 hours a day 7 days a week from the comfort of your home or office.
Look at all you can do:

• Request a check and check imaging                               
• Transfer funds between accounts
• Pay loans
• Reconcile accounts
• Verify checks have cleared your checking account
• Obtain general Credit Union information
• and much more

 If you need Money Management tips, click on the BalanceTrack icon.