Genesee Valley Federal Credit Union
CheckingSavingsLoansAccount AccessMember InformationContact UsATM/Debit CardNewsletter
Account Access Search
Applications
Loan Rates

Current Loan Rates

Rates are subject to change and are dependent upon credit rating.

Vehicle Loans

 

APR As Low As *

APR As Low As *

 APR As Low As*
   

Up to 48 Months

49-60 Months

 61-72 Months
New Vehicle-2010 Models and Untitled 2009 Vehicles  

4.49%*

4.99%*

 5.34%*

Titled 2009 Vehicles

 

4.99%*

5.24%*

5.59%*

Used Vehicle-Model Years 2007-2008  

5.99%*

6.34%*

 6.84%*

 

 Up to 36 Months

 37-48 Months

 49-60 Months

61-66 Months
Used Vehicle-Model Years 2005-2006

 6.49%*

    6.99%*

 7.49%*

7.79%*

Used Vehicle-Model Years 2004-Older

7.24%*

7.44%*

NA

NA

Motor Cycles - add 1.25% to year above

*APR = Annual Percentage Rate

Other Loans- Unsecured and Various Secured

As low as * 

As Low as * 

 

Up to 36 Months

37-48 Months

RV's and Boats   

5.49%*

5.49%*

ATVs and Other Vehicles/equipment         Call For Details

5.99%*

5.99%*

Personal Loans-Unsecured

9.99%*

10.99%*

Personal Loans-Shared Secured  -  5.0% above the savings rate

*APR = Annual Percentage Rate

Home Loans

 

 

Rates as low as:

Term

APR

Prime Rate is currently at           3.25%

 

Home Equity Line Of Credit -   

Lines of Credit are subject to a minimum interest rate of 3.99%         

 Revolving

Prime Rate  Minus 0.51%*

Home Equity Loan - fixed rate**

Up to 60 Months

5.74%**

Home Equity Loan - fixed rate**

61-120 Months

6.24%**

Home Equity Loan - fixed rate**

121-180 Months

6.49%**

Quick Equity $10,000.00 Maximum Amount**

96 Months

7.99%**

Mortgages - Purchase or Refinance

Call us for

 Information

*Your exact loan rate and payment may vary and will be determined once your loan has been approved, based on your past credit performance. VSI insurance required on vehicle loans.

**Property Insurance is required. Other terms are available for home equity loans and home improvement loans: contact us for details. Home Equity rates quoted are for owner-occupied residences only with a combined loan-to value of 85% or less.  Contact us for rates and terms of other programs. 

[ Home | Checking | Savings | Loans | Account Access | Member Information | Contact Us | ATM/Debit Card | Newsletter ]
Privacy Policy Notices, Terms, and Conditions | Design & Hosting by Harland Financial Solutions, Inc.
Browser Requirements | Copyright © Harland Financial Solutions, Inc. All Rights Reserved.